Cheapest Full Coverage Car Insurance For 21 Year Old

Type of coverage being sought.

Cheapest full coverage car insurance for 21 year old. Value of the vehicle. Young drivers may wonder can i get good car insurance if i m under 25 the answer is yes. Car insurance for a 19 year old driver is nearly 3 560 on average for a year of full coverage on their own policy. These are the best insurers for the most affordable car insurance rates.

Age does not affect the types of coverage young drivers can obtain for their vehicle although it is one of the factors taken into account for premium costs. The average price of car insurance for a 20 year old is nearly 166 month or 1 990 year. How cheap depends on driver age driving record military experience and credit score. If you re not in the military or related to someone who is state farm offers the second cheapest premium at 1 319.

For 20 year olds looking for the most affordable option we suggest starting with erie the company we found to offer the cheapest full coverage car insurance for 20 year olds. Using a methodology outlined here we discovered that usaa is the cheapest car insurance company for 21 year old drivers. Full coverage liability with a 100 000 limit to cover bodily injury you cause to others in an accident up to 300 000 per accident with 100 000 to pay for damage you cause to another car or property plus comprehensive and collision insurance with a 500 deductible. Large differences in rates demonstrate why young or new drivers should always compare car insurance quotes from several insurance companies.

Even gender and education level can cause one 21 year old s policy to differ from another. Use the zebra to help save money on auto insurance. That s more than 1 800 over the national average 1 758 for drivers age 30. Currently the average cost across all companies for full coverage which includes comprehensive and collision coverage with liability limits of 50 100.

However this amount can vary greatly depending on the. Best cheap car insurance in 2020. Each of these companies offers auto insurance coverage in at least 30 states across the u s. Currently the average cost of a car insurance policy for a 21 year old is around 1 284 for six months of coverage.

At 966 for a standard six month policy usaa will set you back 161 per month. Newly licensed drivers are expensive to insure.